Accessing Capital

Find Capital for your Business

Guidance on Accessing Capital for Minority, Underserved, Veteran and Women-Owned Business Concerns

This guidance outlines ways the SBA is addressing Paycheck Protection Program (PPP) capital access barriers for minority, underserved, veteran, and women-owned businesses.

Interim Final Rule on Paycheck Protection Program as Amended by Economic Aid Act

This 82 page interim final rule from the SBA offers guidance on the authority to make Paycheck Protection Program (PPP) loans through March 31, 2021 and revised certain PPP requirements.

Interim Final Rule on Second Draw PPP Loans

This 42 page interim final rule from the SBA offers guidance on the adding of a second temporary program to SBA's 7(a) Loan Program for second draw Paycheck Protection Program (PPP) loans.

The next round of PPP loans will soon be available. Here’s what you need to know to apply

This article guides business owners on first-time PPP loans and applying for second loans (referred to as "second draws').

CDFI Fund Locator Spreadsheet

This spreadsheet is a more user friendly version of the CDFI Fund's list of certified CDFIs. Use it to find CDFIs in your state and community. Refer to "How to use the CDFI Fund Spreadsheet" for quick start directions.

Interim Final Rule on Second Draw PPP Loans

This is a companion document to the CDFI Fund Locator Spreadsheet. It contains quick start steps to finding CDFIs in your community.

SBA Tool
Find Eligible SBA Lenders participating in the Paycheck Protection Program

Use this SBA tool to find a nearby lender eligible to issue a loan under the Paycheck Protection Program. All you need to enter is your zip code.

Small Business Guide to Alternative Lending

This is a comprehensive resource on alternative lenders from It covers what is alternative lending, the types of alternative lenders and their products, when to consider using this type of capital, and pros and cons of alternative lenders.

SBA Tool
List of authorized intermediary lenders participating in the SBA’s Microloan program

Microlenders are alternative lenders that will provide smaller loans than what a bank would normally approve. Use this SBA tool to find a microlender. All you need to do is enter your state.

Accion Small Business Loans

Accion is the largest CDFI in the US and covers all states except Vermont. Go to the Accion website to apply for a loan and to learn from their extensive small business resources.

Opportunity Fund Network
Opportunity Fund Network About CDFIs

Opportunity Finance Network (OFN) provides an explanation and history of CDFIs in the About CDFIs page. The OFN CDFI locator covers all 50 states, but is limited to OFN member CDFIs. If you are looking for a list of all CDFIs in your area, use the CDFI Fund Locator Spreadsheet.

Vision, Mission, Overview about the CDFI Fund

This CDFI Fund page shares its vision, mission, and an overview of fund programs. The information on this site is geared towards those managing a CDFI or interested in starting one.However, the CDFI Fund maintains a list of all certified CDFIs.